Cyberspace Crime Can Happen To You If You Are Not Careful

Cyberspace Crime is Closer To You Than You Think

The world is a dangerous place. Muggers are poised to jump you if you walk down the wrong darkened alley, con artists are scheming to relieve you of your retirement fund, and co-workers are out to ruin your career. Organized crime syndicates are spreading corruption, drugs, and fear with the efficiency of Fortune 500 companies. There are crazed terrorists, nutty dictators, and uncontrollable remnants of former superpowers with more firepower than sense. And if you believe the newspapers at your supermarket’s checkout counter, there are monsters in the wilderness, creepy hands from beyond the grave, and evil space aliens carrying Elvis’s babies. Sometimes it’s amazing that we’ve survived this long, let alone built a society stable enough to have these discussions.

The world is also a safe place. While the dangers in the industrialized world are real, they are the exceptions. This can sometimes be hard to remember in our sensationalist age – newspapers sell better with the headline “Three Shot Dead in Random Act of Violence” than “Two Hundred and Seventy Million Indians have Uneventful Day”- but it is true. Almost everyone walks the streets every day without getting mugged. Almost no one dies by random gunfire, gets swindled by flimflam men, or returns home to crazed marauders. Most businesses are not the victims of armed robbery, rogue bank managers, or workplace violence. Less than one percent of online transactions-unmediated long- distance deals between strangers-result in any sort of complaint. People are, on the whole, honest; they generally adhere to an implicit social contract. The general lawfulness in our society is high; that’s why it works so well.

(I realize that the previous paragraph is a gross oversimplification of a complex world. I am writing this in India in the year 2012. I am not writing it in Kabul, Karachi, or Baghdad. I have no experiences that can speak to what it is like to live in such a place. My personal expectations of safety come from living in a stable democracy. This book is about the security from the point of view of the industrialized world, not the world torn apart by war, suppressed by secret police, or controlled by terrorist organisations and criminal syndicates. This book is about the relatively minor threats in a society where the major threats have been dealt with.)

Attacks, whether criminal or not, are exceptions. They’re events that take people by surprise, that are “news” in its real definition. They’re disruptions in the society’s social contract, and they disrupt the lives of the victims.

THE UNCHANGING NATURE OF ATTACKS

If you strip away the technological buzzwords and graphical user interfaces, cyberspace isn’t all that different from its flesh-and-blood, bricks – and-mortar, atoms-not-bits, real-world counterpart. Like the physical world, people populate it. These people interact with others, form complex social and business relationships, live and die. Cyberspace has communities, large and small. Cyberspace is filled with commerce. There are agreements and contracts, disagreements and torts.

And the threats in the digital world mirror the threats in the physical world. If embezzlement is a threat, then digital embezzlement is also a threat. If physical banks are robbed, then digital banks will be robbed. Invasion of privacy is the same problem whether the invasion takes the form of a photographer with a telephoto lens or a hacker who can eavesdrop on private chat sessions. Cyberspace crime includes everything you’d expect from the physical world: theft, racketeering, vandalism, voyeurism, exploitation, extortion, con games, fraud. There is even the threat of physical harm: cyberstalking, attacks against the air traffic control system, etc. To a first approximation, online society is the same as offline society. And to the same first approximation, attacks against digital systems will be the same as attacks against their analog analogues.

This means we can look in the past to see what the future will hold. The attacks will look different-the burglar will manipulate digital connections and database entries instead of lockpicks and crowbars, the terrorist will target information systems instead of airplanes-but the motivation and psychology will be the same. It also means we don’t need a completely different legal system to deal with the future. If the future is like the past-except with cooler special effects-then a legal system that worked in the past is likely to work in the future.

In olden days robbers robbed banks because that was where the money was – and they still do. Today, though the real money isn’t in banks; it’s zipping around computer networks. Every day, the world’s banks transfer billions of dollars among themselves by simply modifying numbers in computerized databases. Meanwhile, the average physical bank robbery grosses a little over fifteen hundred dollars. And cyberspace will get even more enticing; the dollar value of electronic commerce gets larger every year.

Where There’s money, There Are Criminals.

Walking into a bank or a liquor store wearing a ski mask and brandishing a .45 isn’t completely passe, but it’s not the preferred method of criminals drug-free enough to sit down and think about the problem. Organized crime prefers to attack large-scale systems to make a large-scale profit. Fraud against credit cards and check systems has gotten more sophisticated over the years, as defenses have gotten more sophisticated. Automatic teller machine (ATM) fraud has followed the same pattern. If we haven’t seen widespread fraud against Internet payment systems yet, it’s because there isn’t a lot of money to be made there yet. When there is, criminals will be there trying. And if history is any guide, they will succeed.

Privacy violations are nothing new, either. An amazing array of legal paperwork is public record: real estate transactions, boat sales, civil and criminal trials and judgments, bankruptcies. Want to know who owns that boat and how much he paid for it? It’s a matter of public record. Even more personal information is held in the 20,000 or so (in the United States) personal databases held by corporations: financial details, medical information, lifestyle habits.

Investigators (private and police) have long used this and other data to track down people. Even supposedly confidential data gets used in this fashion. No private investigator has survived half a season with out a friend in the local police force willing to look up a name or a license plate or a criminal record in the police files. Police routinely use industry databases. And every few years, some bored IRS operator gets caught looking up the tax returns of famous people.

Marketers have long used whatever data they could get their hands on to target particular people and demographics. Mostly personal data do not belong to the person whom the data are about, they belong to the organization that collected it. Your financial information isn’t your property, it’s your bank’s. Your medical information isn’t yours, it’s your doctor’s. Doctors swear oaths to protect your privacy, but insurance providers and HMO’s do not. Do you really want everyone to know about your heart defect or your family’s history of glaucoma? How about your bout with alcoholism, or that embarrassing brush with venereal disease two decades ago?

Privacy violations can easily lead to fraud. In the novel Paper Moon, Joe David Brown wrote about the Depression-era trick of selling bibles and other merchandise to the relatives of the recently deceased. Other scams targeted the mothers and widows of overseas war dead -“for only pennies a day we’ll care for his grave”-and people who won sweepstakes. In many areas in the country, public utilities are installing telephone-based systems to read meters: water, electricity, and the like. It’s a great idea, until some enterprising criminal uses the data to track when people go away on vacation. Or when they use alarm monitoring systems that give up-to-the-minute details on building occupancy. Wherever data can be exploited, someone will try it, computers or no computers.

Nothing in cyberspace is new. Child pornography: old hat. Money laundering: seen it. Bizarre cults offering everlasting life in exchange for your personal check: how declasse. The underworld is no better than business people at figuring out what the Net is good for; they’re just repackaging their old tricks for the new medium, taking advantage of the subtle differences and exploiting the Net’s reach and scalability. Sounds Scary doesn’t it?

But this is something that the individual in the modern world will gradually have to learn to start to live with. If you are on Facebook you are willingly sharing details about your life with the world and there is no way that you can protest later that where you are, what you do and where you go to work and play is confidential information. The world is now not only yours but everybody’s playground. Just use your common sense and keep your mind on high alert all the time in the online world and do not be silly enough to give out confidential information about your finances, passwords, etc. And if ever you are in doubt that you may have unknowingly given away confidential information or you sense that there is something amiss do not hesitate to instantly call upon trusted friends and family or contact trusted private detectives and investigators to track the issue before it gets too late.

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Fresno Criminal Attorney Discusses Computer Crimes

“Computer Crimes” is a Broad Term

Computer crime encompasses many different acts having to do with computers and the internet. California Penal Code defines “high tech” crimes in terms of using technology to commit or assist in committing a crime. Extracting or using personal information with the help of a computer can lead to identity theft and fraud. Other computer crimes include:

Piracy cases tend to receive a lot of media coverage, perhaps because it is such a common activity. But the penalties for piracy can be very steep. If you are accused of computer piracy, do not wait before contacting a Fresno computer crimes attorney.

How Widespread is Computer Piracy?

One survey by Business Software Alliance of 15,000 people from 33 countries found that 57% of respondents reported acquiring pirated software (or software that was not properly licensed). While most of these respondents reported only “rarely” pirating software, around 5% reported that they “always” used pirated software. Even if these numbers proved to be inaccurate, it would be safe to say that piracy of software, movies, and music happens all the time. Law enforcement agencies on all levels have cracked down on piracy, often in an attempt to make an example out of someone and discourage others from pirating copyrighted works.

Consequences of Conviction for Computer Crimes

Because computer crimes cover such a broad range of activities, consequences vary. Fraud and / or forgery under California law may get the convicted person a fine of $1,000 and a year in jail. If computers are used for embezzlement, the penalties escalate with the amount of money embezzled. Federal laws on piracy are strict too. Under U.S. law, civil penalties for willfully infringing the copyright of a software owner can be as high as $150,000.

Contact a Fresno Computer Crimes Attorney without Delay

If you are accused of a computer crime, whether it’s phishing, piracy, or any other type of computer-related crime, you need to call a skilled Fresno criminal attorney with experience in computer crime cases as soon as possible. Do not talk to police without your attorney present. Many people find that by talking to police before calling their attorney, they further incriminate themselves and make it that much harder to develop a strong defense.

Protect Your Legal Rights

When you are accused of computer crimes or any other type of crime, you still have legal rights, and it is important that you protect them fully. Protecting your rights does not mean that you will “get away with” a crime, but it does help ensure that if there is a trial, it will be as fair as possible. By contacting your Fresno attorney as soon as possible, and by being absolutely honest with him or her, you maximize your chances of being treated fairly by a prosecutor, a judge, or a jury. And if you are convicted, a skilled defense attorney can work with the court on sentencing to get you the most favorable possible outcome.

Debt Recovery Services Offered in Uk-Practical Aspects

Debt recovery agencies offer such services in association with its network of debt recovery professionals including collectors and lawyers across various industry sectors. The services offered by such companies include commercial, corporate and sovereign debt recovery.

Such debt recovery companies combine a variety of pre-legal recovery and negotiation strategies aimed at amicable settlement while looking to avoid litigation for debt recovery. The aim is to avoid litigation unless it is absolutely necessary as clients may want to continue having a commercial relationship with the debtor in future.

Pre-legal debt collection services include a combination of letter and possibly telephone based requests. Pre-legal debt collection strategies and methods include issuing of a letter before contemplated action and in instances where a client has several debts to be collected, prioritizing such client’s debtors for payment. In deserving cases, pre-legal negotiation strategies also include working on a new repayment plan for debts which would have otherwise been written off.

Communication with the debtor, face to face negotiations with the debtor (where possible), letter before action, collections is the typical pre-legal debt collection services.

On failure of pre-legal debt collection measures, recourse is made to legal action for debt recovery. Debt recovery companies work with and instruct lawyers for this purpose across different jurisdictions. Such companies also coordinate and manage any kind of litigation against the debtors. They aim at not only securing judgments and awards but also at enforcing them.

To seek successful enforcement of judgments and awards, such companies can at client’s instructions also offer other services that help in identifying attachable assets. Such ancillary services include preparing trace reports and making necessary collections, preparing pre-sue reports, asset trace reports, company search report and property related search report.

Morgan Walker Legal Services Pvt Ltd under the trade name Debt Recovery Counsel provides such services on a No Success/No Fee Agreement basis. On successful recovery of a debt however, a small commission is charged. Lower the claim amount higher the commission charged. The commission rates also vary depending on other criteria such as individual one off claims, bulk debt recovery requests, international debt recovery etc.

Claims run on Morgan Walker Legal Services Pvt Ltd’s web managed service costs you nothing win or lose. Personal phone calls and personal visits and conversation with representatives and /or solicitors engaged by Morgan Walker Legal Services Pvt Ltd are however additionally charged for.

Whilst best efforts are made to avoid matters progressing to litigation, if matters however do so progress, solicitors who enter into a No Success/No Fee Agreement in relation to their legal costs are appointed. You may in the process be advised to take out a litigation protection insurance policy to protect against any other potential costs. The No Success/No Fee Agreement that you would be required to enter into with us, would further clarify the terms of engagement and percentage of success fee charged on engaging lawyers engaged by Debt Recovery Counsel.

Why Should Be One Aware of Check Scams And Scammers?

In today’s world, everyone is behind one goal, which is to make quick money. Many people do not have creative ways to make money. They are creative but in a negative sense, they do frauds and all types of swindles that one should not get involved into. People who do these types of frauds are very much aware of the rules hence they play by the law and make their own rules and system, which is unlawful. The people who suffer from these frauds often say that they did not find any type of risk with the dealings, which caused them the fraud. Thus, awareness is very important among people who want to be safe and do not want to be involved in any such scams. There are many types of swindles such as check scams.

Check scams is common nowadays due to the fact that people are not aware about the procedure, which goes on in bank and the type of check which is being issued. The only way to check is with the bank to get the correct information about the account holder and the transaction. People who do such type of swindles are scammers who know every thing about the system and ways to play with it. The important thing to note is that whenever you deal with check, always remember to check with the bank the background of the person and his/her previous transactions. This is not as easy as it looks but when you provide the bank with reasons for the same, the bank will provide you with the correct information and the type of transaction history the person holds.

One has to take care of various things while accepting checks. You should check that the amount is not above the actual cost of the merchandise that you are selling. In addition, always question the reliability of check, which has a huge amount stated on it. Now the important part comes into play, always check whether the account is in the name of the person who is providing the check, because in some cases, the check might be stolen and the signature can turn out to be fraud. Even after the clearing of check, the real owner of the account can stop the payment or after its clearing, the bank can declare the transaction as fraud.